The Halogen Workshop was voted by our staff as the most rewarding training course we have ever provided them with. The staff all felt that is was a really valuable day and they even had fun despite the expectation that a financial planning day would be as much fun as a trip the dentist! Venn and Louise definitely know their material and our staff felt it was a great way to get them thinking and planning about their financial security.
Our staff all commented that it was not something that they expected an employer to provide them with as it was purely for their own personal development not professional development as most courses are. They also felt it was a very generous thing for the Management of Tempest to provide them with as it was not only paid for by the company but it was in company time. Fabulous for staff retention in such a competitive job market as they felt it showed we cared about them as an individual not just as a worker. It was great for team cohesiveness too.
Highly recommend the workshop for all employers wanting to make a real impact with their staff!
We will make sure it is a yearly event so everyone in the business can experience it!
Thanks again |
| Monique Talbot, CEO Tempest Media |
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| THE BAD NEWS... |
Financial issues are the number 1 cause of stress in the workplace.
Employees can spend on average 27 hours each month worrying about financial issues.
98% of employees report financial stress which affects performance
How does this affect your organisations bottom line?
Take our survey now |
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| Recent EMPLOYEE FINDINGS |
Our current research has indicated there is a lack of education and knowledge in financial matters amongst employees despite the growth of superannuation and the increase of fund providers in the financial planning industry. Our recent findings indicate some disturbing facts:
- 97% of employees have some form of financial stress
- 80% of employees have taken time off work to attend to financial matters
- 75% of employees have said they do not understand their company superannuation scheme. Even those that do are often in the wrong fund selection suited to their age and risk profile
- Only 10% of employees understand the amount of capital required to fund a comfortable retirement
- Very few employees understand the laws of wealth creation even though there is a considerable demand by all employees to become financial independent
- Most respondents say that increasing payments to their mortgage is their only form of saving and only 15% of those with home loans are using this strategy
- 60% of company CFO’s don’t understand their corporate superannuation plan
- Our findings also indicate that many employees have increased their non-deductible debt over the previous twelve months
- Employees are often unaware and unsure of who can help them in financial matters
- Advice is not independent and is often product orientated
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| WHAT IS THE MOST IMPORTANT ASSET AN EMPLOYEE HAS DURING THEIR EMPLOYMENT? |
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All employees biggest asset is their ability to earn income. However, very few understand how to maximize this resource or how to create wealth. Regardless of the level of income most employees spend what they earn. Very few have a plan or even understand budgeting. Very few have an idea as to what capital amount is needed for financial independence. It is increasingly difficult to gain impartial advice in helping to identify personal financial goals and strategies designed to achieve outcomes. If available this advice is very costly and is usually reserved for the high income or high net worth individual.
Financial planning is not about markets and products. It is about creating wealth and financial freedom for individuals. |
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| THE GOOD NEWS… |
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| The answer is not a salary increase |
| Improving your employee’s financial wellbeing can result in a 30% boost in productivity and your company’s financial performance (The National Report on Work and Family, 2001) |
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| The answer is education and financial management. |
Your employees are working some 40 – 50 hours per week to improve profits and company value (as they should) but they have very little time or understanding to look after their own financial wellbeing.
Most employees are working to achieve financial success for themselves. Very few succeed.
With Financial literacy poor and personal debt at an all time high, financial stress is affecting us all. Education is a must for all employees.
How can Halogen help? We work with companies to help their employees understand and benefit from financial planning and education.
Working with companies like Australian Opera, Hewitt Packard, Merck Sharp Dohme, and Fairfax, we have the experience to show how we can enhance your biggest asset – your people (Click here to go to testimonials). |
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| Are your corporate benefits really helping your people? |
We specialise in financial education in the workforce.
We take employees on a powerful journey of financial discovery. Depending on the needs of the employer, we tailor a series of workshops designed to inform the individual on how to create their own financial blueprint and give them the tools to maximise their own financial resources, including their existing corporate benefits and superannuation.This is a benefit for all employees.
It is life changing and can last a lifetime. “Best Corporate Benefit ever!” |
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| The organisation also has a huge win |
By reducing financial stress and empowering employees with personal financial skills the company may also see a huge benefit in:
- Increased productivity
- Reduced absenteeism
- Greater participation in existing corporate plans
- Improved moral
- Reduced staff turnover
- Talent retention
- Reduced pressure on salary increases
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| Why not include financial education on your next conference agenda as a meaningful benefit to all? |
Increasingly employers of choice are looking to provide financial education for employees. It’s a win/win for all parties.
Contact us now and let us discuss with you how to provide a life changing benefit to your most important asset.
Click here to see what others are saying about Halogen – Testimonials
Make an appointment for a 30 minute discussion with our Corporate services director and we will show how we can create a program tailor-made for your staff to reduce financial stress and increase productivity in the workforce.
The consultation is of no obligation Send us an email now – feedback@halogen.com.au - or call us on (02) 9299 2505 |
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| HOW CAN HALOGEN HELP? |
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| Halogen’s experience in this area has allowed us to develop an Educational Process designed to meet the financial needs of employees earning $40,000 - $180,000 per annum. Attendees receive their own workbook and reference material, which takes them on a journey of financial education culminating with each individual having their own financial plan covering all aspects of their current and future financial goals This Financially Empowering Employees Process allows all employees to take charge of their financial resources and wealth creation process. |
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| Increasingly progressive Organisations are seeing the benefit of providing ongoing education and advice to all employees |
| Please contact us and let us help you reduce financial stress and increase the well being of all staff |
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