What are your needs?
So you are just starting out on the financial planning journey. You have a savings capacity, some money to invest and would like to know how to get started? You should read The seven deadly sins of Investing which you can download from our resource centre. You may also like to read How to Choose an Adviser which is also available for you to download.
You will also benefit from reading our book ‘Money Does Grow on Trees’. All wealth creation begins with saving. Attending one of our boot camps will give you a fantastic education and understanding of the wealth creation process. You will leave with a full understanding of your financial capabilities and your own financial plan.
“I have always wanted to start investing in either property or shares and hear friends and colleagues talk about the various strategies they have adopted. Seeking financial advice was a daunting prospect for me with so many products on the market and not really understanding all the pitfalls or knowing where to start. What I wanted was information about the choices available and what might be the best options for me given my interests, age and earning capacity. The presentation was excellent. The way the material is written ensured that I didn’t just learn about financial planning and investing but during the time I made definite plans about a way forward for me and set some financial goals for the future.”
Pam Betts, Assistant Director, Communication and Administration, Queensland Catholic Education Commission
All of us need a review of our situation from time to time and most successful investors have a coach or help. You may benefit from a complete review of your financial strategy and asset allocation. This will allow you to ensure all your investments are coordinated with your wealth creation plan along with a review of your strategy to see if it meets you long term financial goals.
“I first met Louise in 2001. The journey we have shared over the last five years has set my wife and I well on course to be financially independent by 60 (or even 55 if I really want to)! In 2001, we only had one (our own property) and no share portfolio. Five years later we have a share in five properties and an expanding portfolio of managed funds and shares and a healthy superannuation plan. Although I have always enjoyed actioning the recommendations myself, Louise has been there to guide me and has always been approachable by email, phone or in person (she has even provided sound basic advice to my young adult daughter who is already reaping the benefits of Louise’s wisdom). The advice has always been sound and profitable. As I have said to Louise on a number of occasions, I wish I knew a lot earlier about wealth creation than what I know now; although as Louise points out – it’s never too late to start! The investment in time and money that Louise and Halogen provide is entirely worth it!”
Dr. Simon and Lisa Fraser. Victoria
Financial issues are the number 1 cause of stress in the workplace. Employees can spend on average 27 hours each month worrying about financial issues.
98% of employees report financial stress which affects performance
How does this affect your organisations bottom line?
Improving your employee’s financial wellbeing can result in a 30% boost in productivity and your company’s financial performance (The National Report on Work and Family, 2001)
The answer is education and financial management.
Your employees are working some 40 – 50 hours per week to improve profits and company value (as they should) but they have very little time or understanding to look after their own financial wellbeing.
Most employees are working to achieve financial success for themselves. Very few succeed.
With Financial literacy poor and personal debt at an all time high, financial stress is affecting us all. Education is a must for all employees.
How can Halogen help? We work with companies to help their employees understand and benefit from financial planning and education.
Working with companies like Australian Opera, Hewitt Packard, Merk Sharp Dhome, and Fairfax, we have the experience to show how we can enhance your biggest asset – your people.
Are your corporate benefits really helping your people?
We specialise in financial education in the workforce.
We take employees on a powerful journey of financial discovery. Depending on the needs of the employer, we tailor a series of workshops designed to inform the individual on how to create their own financial blueprint and give them the tools to maximise their own financial resources, including their existing corporate benefits and superannuation.
This is a benefit for all employees.
It is life changing and can last a lifetime.
The organisation also has a huge win
By reducing financial stress and empowering employees with personal financial skills the company may also see a huge benefit in
- Increased productivity
- Reduced absenteeism
- Greater participation in existing corporate plans
- Improved moral
- Reduced staff turnover
- Talent retention
- Reduced pressure on salary increases
“We pride ourselves as being a recognised Employer of Choice. Of the many benefits we offer our people, the Halogen financial workshops “Building a Brighter Financial Future” were a standout winner. I was overwhelmed when employees sought me out to personally thank me.It is sometimes hard to evaluate the value of some staff benefits but not in this case. This benefit had immediate and lasting impact on all who participated. The ability of spouses or partners being able to participate as well gave it even greater meaning for some. I would recommend this to any organisation that is serious about staff development, morale and retention.”
Will Delaat, Managing Director, Merck Sharp & Dohme
“I engaged Halogen to run a programme for a select group of staff last year at Fairfax. The workshop was a great success, with very positive post course evaluations from all who attended. The workshop provided staff with practical advice about planning for their financial futures, and gave staff the opportunity for follow up meetings to discuss their individual circumstances and develop a personalized plan at no cost. As a result of the workshop I, and a number of other staff, chose to use Louise Gooden as my personal financial adviser. I cannot recommend Louise highly enough – she is very personable, easy to talk to, and takes the time to explain difficult concepts clearly. I have no hesitation in recommending the Halogen workshop and individualized planning services to others interested in providing their employees with independent financial planning advice.”
Dr Sarah Vallance, Former Group HR Director, Fairfax, NSW
Contact us now and let us discuss with you how to provide a life changing benefit to your most important asset.your people